:root{--osb-ink:#10233f;--osb-ink-strong:#07172b;--osb-copy:#34445a;--osb-muted:#68758a;--osb-line:#dce3ec;--osb-line-strong:#c5cfdd;--osb-paper:#ffffff;--osb-canvas:#f5f7fa;--osb-tint:#edf3f9;--osb-blue:#1769d2;--osb-blue-dark:#0e4fa8;--osb-red:#b4232f;--osb-red-soft:#fff0f1;--osb-amber:#a45f04;--osb-amber-soft:#fff7e8;--osb-green:#176b52;--osb-radius-sm:8px;--osb-radius:14px;--osb-radius-lg:22px;--osb-shadow-sm:0 1px 2px rgba(7,23,43,.06),0 8px 24px rgba(7,23,43,.06);--osb-shadow:0 18px 50px rgba(7,23,43,.12);--osb-container:1280px;--osb-gutter:clamp(18px,3vw,36px);--osb-reading:760px;--osb-transition:180ms ease}*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;overflow-x:hidden;background:var(--osb-paper);color:var(--osb-copy);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.6;text-rendering:optimizeLegibility}body.osb-scroll-lock{overflow:hidden}button,input,textarea,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a{color:var(--osb-blue-dark);text-decoration-thickness:.075em;text-underline-offset:.16em}a:hover{color:var(--osb-blue)}:where(a,button,input,textarea,select,[tabindex]):focus-visible{outline:3px solid #ffbf47;outline-offset:3px}img,svg{display:block;max-width:100%}img{height:auto}h1,h2,h3,h4,p,ul,ol,figure,blockquote{margin-top:0}h1,h2,h3,h4{color:var(--osb-ink);font-weight:780;line-height:1.12;letter-spacing:-.025em}.osb-container{width:min(100% - (var(--osb-gutter) * 2),var(--osb-container));margin-inline:auto}.screen-reader-text{position:absolute !important;width:1px !important;height:1px !important;padding:0 !important;margin:-1px !important;overflow:hidden !important;clip:rect(0,0,0,0) !important;white-space:nowrap !important;border:0 !important}.screen-reader-text:focus{z-index:100001;top:8px;left:8px;width:auto !important;height:auto !important;padding:12px 16px !important;margin:0 !important;clip:auto !important;background:var(--osb-paper);color:var(--osb-ink)}.osb-skip-link{position:fixed;z-index:100002;top:10px;left:10px;padding:11px 16px;border-radius:var(--osb-radius-sm);background:var(--osb-paper);color:var(--osb-ink);font-weight:750;transform:translateY(-180%)}.osb-skip-link:focus{transform:translateY(0)}.osb-icon{width:1.25em;height:1.25em;flex:0 0 auto}.osb-header{position:relative;z-index:100;background:var(--osb-paper)}.osb-utility{background:var(--osb-ink-strong);color:#c8d4e4;font-size:.76rem;font-weight:650;letter-spacing:.015em}.osb-utility__inner{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:20px}.osb-utility time{white-space:nowrap}.osb-utility__links{display:flex;align-items:center;gap:20px}.osb-utility a{color:#e7edf6;text-decoration:none}.osb-utility a:hover{color:#ffffff;text-decoration:underline}.osb-branding{border-bottom:1px solid var(--osb-line)}.osb-branding__inner{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px}.osb-brand{display:inline-flex;min-width:0;align-items:center;gap:13px;color:var(--osb-ink);text-decoration:none}.osb-brand:hover{color:var(--osb-ink)}.osb-brand__mark{width:48px;height:48px;display:grid;place-items:center;flex:0 0 auto;border-radius:12px 12px 12px 3px;background:linear-gradient(145deg,#1e78e8,#0d397b);box-shadow:0 7px 18px rgba(23,105,210,.24);color:#fff;font-size:.84rem;font-weight:850;letter-spacing:.08em}.osb-brand__copy{display:flex;min-width:0;flex-direction:column}.osb-brand__name{color:var(--osb-ink-strong);font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.45rem,2.3vw,2rem);font-weight:700;line-height:1;letter-spacing:-.035em}.osb-brand__tagline{margin-top:6px;color:var(--osb-muted);font-size:.78rem;line-height:1.2}.osb-header-actions{display:flex;align-items:center;gap:8px}.osb-icon-button,.osb-search-dialog__close,.osb-copy-link{border:1px solid var(--osb-line-strong);background:var(--osb-paper);color:var(--osb-ink);cursor:pointer}.osb-icon-button{min-height:42px;display:inline-flex;align-items:center;gap:8px;padding:9px 13px;border-radius:999px;font-size:.85rem;font-weight:720}.osb-icon-button:hover,.osb-copy-link:hover{border-color:var(--osb-blue);background:var(--osb-tint)}.osb-menu-toggle{display:none}.osb-menu-toggle__close{display:none}.osb-primary-nav{border-bottom:1px solid #17304e;background:var(--osb-ink)}.osb-nav-list,.osb-primary-nav .menu{min-height:50px;display:flex;align-items:stretch;gap:2px;margin:0;padding:0;overflow-x:auto;list-style:none;scrollbar-width:none}.osb-nav-list::-webkit-scrollbar,.osb-primary-nav .menu::-webkit-scrollbar{display:none}.osb-nav-list li,.osb-primary-nav .menu li{display:flex;flex:0 0 auto}.osb-nav-list a,.osb-primary-nav .menu a{display:flex;align-items:center;padding:0 13px;border-bottom:3px solid transparent;color:#edf3fb;font-size:.82rem;font-weight:700;text-decoration:none;white-space:nowrap}.osb-nav-list a:hover,.osb-nav-list .current-menu-item>a,.osb-primary-nav .menu a:hover,.osb-primary-nav .current-menu-item>a,.osb-primary-nav .current-category-ancestor>a{border-bottom-color:#70b0ff;background:rgba(255,255,255,.07);color:#fff}.osb-alert-bar{border-bottom:1px solid #f0c5c9;background:var(--osb-red-soft)}.osb-alert-bar__inner{min-height:42px;display:flex;align-items:center;gap:12px;font-size:.84rem}.osb-alert-bar__label{flex:0 0 auto;padding:4px 8px;border-radius:4px;background:var(--osb-red);color:#fff;font-size:.67rem;font-weight:820;letter-spacing:.08em;line-height:1.2;text-transform:uppercase}.osb-alert-bar a{min-width:0;overflow:hidden;color:#6d1720;font-weight:700;text-decoration:none;text-overflow:ellipsis;white-space:nowrap}.osb-alert-bar a:hover{text-decoration:underline}.osb-alert-bar__arrow{margin-left:auto;color:var(--osb-red)}.osb-search-dialog[hidden]{display:none}.osb-search-dialog{position:fixed;z-index:100000;inset:0;display:grid;place-items:start center;padding:max(80px,10vh) var(--osb-gutter) 40px}.osb-search-dialog__backdrop{position:absolute;inset:0;background:rgba(2,12,25,.76);backdrop-filter:blur(5px)}.osb-search-dialog__panel{position:relative;width:min(100%,720px);padding:clamp(28px,5vw,54px);border-radius:var(--osb-radius-lg);background:var(--osb-paper);box-shadow:var(--osb-shadow)}.osb-search-dialog__panel h2{margin-bottom:24px;font-size:clamp(1.8rem,5vw,3rem)}.osb-search-dialog__close{position:absolute;top:16px;right:16px;width:42px;height:42px;display:grid;place-items:center;padding:0;border-radius:50%}.osb-search-dialog__hint{margin:12px 0 0;color:var(--osb-muted);font-size:.84rem}.osb-search-form{display:flex;gap:10px}.osb-search-form__field{min-width:0;min-height:52px;flex:1;padding:12px 16px;border:1px solid var(--osb-line-strong);border-radius:var(--osb-radius-sm);background:#fff;color:var(--osb-ink)}.osb-search-form__field:focus{border-color:var(--osb-blue)}.osb-search-form__submit{min-height:52px;display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 19px;border:1px solid var(--osb-blue-dark);border-radius:var(--osb-radius-sm);background:var(--osb-blue-dark);color:#fff;cursor:pointer;font-weight:750}.osb-search-form__submit:hover{border-color:var(--osb-blue);background:var(--osb-blue)}.osb-main{min-height:48vh}.osb-eyebrow{margin-bottom:9px;color:var(--osb-blue-dark);font-size:.7rem;font-weight:850;letter-spacing:.115em;line-height:1.3;text-transform:uppercase}.osb-home-intro{overflow:hidden;background:radial-gradient(circle at 82% -60%,rgba(63,143,245,.42),transparent 42%),linear-gradient(135deg,var(--osb-ink-strong),#12355e);color:#d9e5f4}.osb-home-intro__inner{min-height:250px;display:grid;grid-template-columns:minmax(0,1.6fr) minmax(260px,.72fr);align-items:end;gap:clamp(30px,7vw,100px);padding-block:clamp(50px,7vw,82px)}.osb-home-intro .osb-eyebrow{color:#8dc0ff}.osb-home-intro h1{max-width:850px;margin-bottom:0;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.25rem,5.2vw,4.8rem);font-weight:700;line-height:.98;letter-spacing:-.045em}.osb-home-intro__inner>p{margin-bottom:4px;font-size:clamp(.98rem,1.4vw,1.12rem);line-height:1.65}.osb-lead{padding-block:clamp(38px,5vw,68px)}.osb-lead__grid{display:grid;grid-template-columns:minmax(0,1.75fr) minmax(300px,.9fr);gap:clamp(24px,3.5vw,46px)}.osb-lead-story__media{border-radius:var(--osb-radius-lg)}.osb-lead-story__body{max-width:880px;padding-top:22px}.osb-lead-story__title{margin:10px 0 13px;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,4vw,3.65rem);line-height:1.04}.osb-lead-story__title a,.osb-card__title a{color:inherit;text-decoration:none}.osb-lead-story__title a:hover,.osb-card__title a:hover{color:var(--osb-blue-dark);text-decoration:underline;text-decoration-thickness:.055em}.osb-lead-story__excerpt{max-width:760px;margin-bottom:18px;color:var(--osb-copy);font-size:1.08rem;line-height:1.65}.osb-lead__support{display:grid;align-content:start;gap:0;border-top:2px solid var(--osb-ink)}.osb-media{position:relative;display:block;overflow:hidden;background:#dfe6ef}.osb-media__image,.osb-fallback{width:100%;aspect-ratio:16 / 9;display:block;object-fit:cover}a.osb-media .osb-media__image{transition:transform var(--osb-transition),filter var(--osb-transition)}a.osb-media:hover .osb-media__image{filter:saturate(1.05) contrast(1.02);transform:scale(1.018)}.osb-fallback{position:relative;display:grid;place-items:center;overflow:hidden;background:linear-gradient(145deg,#dae8f8,#b8cee7);color:#224c7c}.osb-fallback::after{position:absolute;width:48%;aspect-ratio:1;border:1px solid rgba(255,255,255,.45);border-radius:50%;content:"";transform:translate(70%,-55%)}.osb-fallback svg{width:27%;min-width:58px;max-width:110px}.osb-fallback>span{position:absolute;right:12px;bottom:10px;left:12px;overflow:hidden;font-size:.68rem;font-weight:800;letter-spacing:.08em;text-align:center;text-overflow:ellipsis;text-transform:uppercase;white-space:nowrap}.osb-fallback--scam-alerts{background:linear-gradient(145deg,#ffe1e3,#f4b9be);color:#8b1721}.osb-fallback--ai-scams-deepfakes{background:linear-gradient(145deg,#eee4ff,#cbb8f0);color:#59368d}.osb-fallback--email-text-scams{background:linear-gradient(145deg,#e0efff,#afd1f4);color:#15528d}.osb-fallback--banking-payment-fraud{background:linear-gradient(145deg,#e2f5ee,#adddcc);color:#17664e}.osb-fallback--shopping-delivery-scams{background:linear-gradient(145deg,#fff0dc,#efca9d);color:#8a4e08}.osb-fallback--identity-theft-privacy{background:linear-gradient(145deg,#e7eaff,#bcc3ed);color:#354782}.osb-fallback--security-tools{background:linear-gradient(145deg,#dcecf4,#a9c9d8);color:#20576d}.osb-kicker{display:inline-flex;align-items:center;gap:7px;color:var(--osb-blue-dark);font-size:.68rem;font-weight:850;letter-spacing:.085em;line-height:1.25;text-decoration:none;text-transform:uppercase}.osb-kicker::before{width:7px;height:7px;flex:0 0 auto;border-radius:50%;background:currentColor;content:""}.osb-category--scam-alerts{color:var(--osb-red)}.osb-category--ai-scams-deepfakes{color:#6f3e9e}.osb-category--email-text-scams{color:#1769a4}.osb-category--banking-payment-fraud{color:var(--osb-green)}.osb-category--shopping-delivery-scams{color:var(--osb-amber)}.osb-category--identity-theft-privacy{color:#4b55a2}.osb-meta{display:flex;flex-wrap:wrap;align-items:center;gap:7px;color:var(--osb-muted);font-size:.74rem;font-weight:570;line-height:1.4}.osb-meta__dot{width:3px;height:3px;border-radius:50%;background:#a0abb9}.osb-reading-time{display:inline-flex;align-items:center;gap:4px}.osb-reading-time .osb-icon{width:14px;height:14px}.osb-card{min-width:0}.osb-card__media{border-radius:var(--osb-radius)}.osb-card__body{padding-top:16px}.osb-card__title{margin:8px 0 10px;font-size:clamp(1.06rem,1.6vw,1.28rem);line-height:1.23}.osb-card__excerpt{margin-bottom:14px;color:var(--osb-copy);font-size:.91rem;line-height:1.58}.osb-card--support{display:grid;grid-template-columns:116px minmax(0,1fr);gap:15px;padding-block:17px;border-bottom:1px solid var(--osb-line)}.osb-card--support .osb-card__media{align-self:start;border-radius:var(--osb-radius-sm)}.osb-card--support .osb-card__body{padding-top:0}.osb-card--support .osb-card__title{margin:5px 0 8px;font-size:.98rem}.osb-card--support .osb-kicker{font-size:.59rem}.osb-section{padding-block:clamp(46px,6vw,78px)}.osb-section--alerts{border-block:1px solid #f0c5c9;background:linear-gradient(180deg,#fff7f7,#fff)}.osb-section--alerts .osb-eyebrow,.osb-section--alerts .osb-section-link{color:var(--osb-red)}.osb-section--tinted{background:var(--osb-canvas)}.osb-section--guides{background:var(--osb-ink-strong)}.osb-section--picks{border-top:1px solid var(--osb-line);background:#fff}.osb-section--picks .osb-card__media{border-top:4px solid var(--osb-blue-dark)}.osb-section--guides .osb-section-heading h2,.osb-section--guides .osb-card__title,.osb-section--guides .osb-meta{color:#fff}.osb-section--guides .osb-card__excerpt{color:#c6d3e3}.osb-section--guides .osb-eyebrow,.osb-section--guides .osb-kicker{color:#80baff}.osb-topic-stack .osb-section{border-bottom:1px solid var(--osb-line)}.osb-section-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:clamp(22px,3vw,34px);padding-bottom:16px;border-bottom:2px solid var(--osb-ink)}.osb-section-heading h2{margin-bottom:0;font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.8rem,3.5vw,3rem)}.osb-section-link{display:inline-flex;align-items:center;gap:7px;flex:0 0 auto;color:var(--osb-blue-dark);font-size:.78rem;font-weight:800;text-decoration:none}.osb-section-link:hover{text-decoration:underline}.osb-section-link .osb-icon{transition:transform var(--osb-transition)}.osb-section-link:hover .osb-icon{transform:translateX(3px)}.osb-card-grid{display:grid;gap:clamp(22px,2.5vw,34px)}.osb-card-grid--four{grid-template-columns:repeat(4,minmax(0,1fr))}.osb-card-grid--three{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:42px}.osb-card-grid--feature{grid-template-columns:minmax(0,1.9fr) repeat(3,minmax(0,1fr))}.osb-card--feature .osb-card__title{font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.55rem,2.6vw,2.25rem);line-height:1.12}.osb-card--alert .osb-card__media{border-bottom:4px solid var(--osb-red)}.osb-card--guide .osb-card__media{border:1px solid rgba(255,255,255,.15)}.osb-ad-slot{margin-block:28px;padding:18px;border:1px dashed var(--osb-line-strong);border-radius:var(--osb-radius-sm);background:var(--osb-canvas);text-align:center}.osb-ad-slot:empty,.osb-footer-widgets:empty,.osb-sidebar-widgets:empty{display:none}.osb-ad-slot .widget,.osb-ad-slot p{margin:0}.osb-archive-header{overflow:hidden;border-bottom:1px solid #244260;background:radial-gradient(circle at 85% -100%,rgba(74,153,250,.38),transparent 45%),var(--osb-ink-strong);color:#cad7e7}.osb-archive-header__inner{min-height:245px;display:flex;flex-direction:column;justify-content:end;padding-block:52px}.osb-archive-header .osb-eyebrow{color:#80baff}.osb-archive-header h1{max-width:920px;margin-bottom:12px;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.35rem,5.5vw,4.9rem)}.osb-archive-description,.osb-archive-header__inner>p:last-child{max-width:730px;margin-bottom:0;font-size:1.02rem}.osb-archive-description p:last-child{margin-bottom:0}.osb-archive-header--scam-alerts{border-bottom-color:#6f1c25;background:radial-gradient(circle at 85% -100%,rgba(208,53,66,.32),transparent 45%),var(--osb-ink-strong)}.osb-archive-header--ai-scams-deepfakes{background:radial-gradient(circle at 85% -100%,rgba(139,86,202,.34),transparent 45%),var(--osb-ink-strong)}.osb-archive-header--banking-payment-fraud{background:radial-gradient(circle at 85% -100%,rgba(45,144,108,.32),transparent 45%),var(--osb-ink-strong)}.osb-archive-header--tag .osb-archive-header__inner{min-height:170px;padding-block:38px}.osb-archive-header--tag h1{font-size:clamp(2rem,4vw,3.4rem)}.osb-archive-search{width:min(100%,670px);margin-top:18px}.osb-archive-search .osb-search-form__field{border-color:transparent}.osb-search-count{color:#b9c9dc}.osb-search-topics{display:flex;flex-wrap:wrap;gap:7px;margin-top:18px}.osb-search-topics a{padding:6px 10px;border:1px solid rgba(255,255,255,.3);border-radius:999px;color:#edf4fc;font-size:.7rem;font-weight:700;text-decoration:none}.osb-search-topics a:hover{border-color:#8dc0ff;background:rgba(255,255,255,.08)}.osb-listing{padding-block:clamp(42px,6vw,78px)}.osb-listing-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(34px,4vw,58px) clamp(22px,3vw,40px)}.osb-category-feature{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(300px,.85fr);align-items:center;gap:clamp(28px,5vw,70px);margin-bottom:clamp(46px,6vw,74px)}.osb-category-feature__media{border-radius:var(--osb-radius-lg)}.osb-category-feature__body h2{margin:10px 0 15px;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,3.8vw,3.35rem)}.osb-category-feature__body h2 a{color:inherit;text-decoration:none}.osb-category-feature__body h2 a:hover{color:var(--osb-blue-dark);text-decoration:underline}.osb-category-feature__body>p:not(.osb-eyebrow){color:var(--osb-copy);line-height:1.65}.osb-listing-divider{position:relative;margin-bottom:32px;border-top:2px solid var(--osb-ink)}.osb-listing-divider span{position:relative;top:-1px;display:inline-block;padding:8px 13px 8px 0;background:#fff;color:var(--osb-ink);font-size:.7rem;font-weight:850;letter-spacing:.09em;text-transform:uppercase}.osb-card--listing .osb-card__title{font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.25rem,2vw,1.6rem)}.navigation.pagination{margin-top:60px;padding-top:26px;border-top:1px solid var(--osb-line)}.nav-links{display:flex;flex-wrap:wrap;gap:8px}.page-numbers{min-width:42px;min-height:42px;display:inline-grid;place-items:center;padding:8px 12px;border:1px solid var(--osb-line-strong);border-radius:var(--osb-radius-sm);color:var(--osb-ink);font-weight:720;text-decoration:none}.page-numbers.current,.page-numbers:hover{border-color:var(--osb-blue-dark);background:var(--osb-blue-dark);color:#fff}.osb-empty-state{max-width:700px;padding:clamp(28px,5vw,52px);border:1px solid var(--osb-line);border-radius:var(--osb-radius-lg);background:var(--osb-canvas)}.osb-empty-state h2{font-size:2rem}.osb-article-header{padding-block:clamp(48px,7vw,90px) clamp(32px,5vw,58px)}.osb-article-header__inner{max-width:990px;margin-inline:auto}.osb-article-header h1{margin:13px 0 20px;color:var(--osb-ink-strong);font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.35rem,5.7vw,5.15rem);line-height:.99;letter-spacing:-.048em}.osb-article-deck{max-width:820px;margin-bottom:25px;color:#42536a;font-size:clamp(1.08rem,1.8vw,1.34rem);line-height:1.62}.osb-article-header__meta-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:18px;border-top:1px solid var(--osb-line)}.osb-copy-link-wrap{position:relative;display:flex;align-items:center;gap:8px;flex:0 0 auto}.osb-copy-link{min-height:38px;display:inline-flex;align-items:center;gap:7px;padding:7px 11px;border-radius:999px;font-size:.76rem;font-weight:720}.osb-copy-link .osb-icon{width:16px;height:16px}.osb-copy-status{position:absolute;top:calc(100% + 6px);right:0;color:var(--osb-green);font-size:.72rem;font-weight:750;white-space:nowrap}.osb-article-hero{border-radius:var(--osb-radius-lg);box-shadow:var(--osb-shadow-sm)}.osb-article-layout{display:grid;grid-template-columns:minmax(0,var(--osb-reading)) minmax(240px,300px);justify-content:center;gap:clamp(46px,7vw,92px);padding-block:clamp(50px,7vw,94px)}.osb-article-main{min-width:0;grid-column:1;grid-row:1}.osb-article-sidebar{min-width:0;grid-column:2;grid-row:1;align-self:start;position:sticky;top:24px}.osb-toc,.osb-sidebar-panel{padding:21px;border:1px solid var(--osb-line);border-radius:var(--osb-radius);background:var(--osb-canvas)}.osb-toc{position:static}.admin-bar .osb-article-sidebar{top:56px}.osb-toc__title,.osb-sidebar-panel__label{margin-bottom:13px;color:var(--osb-ink);font-size:.7rem;font-weight:850;letter-spacing:.09em;text-transform:uppercase}.osb-toc ol{display:grid;gap:9px;margin:0;padding:0;list-style:none}.osb-toc__item--h3{padding-left:13px}.osb-toc a{color:#46566c;font-size:.8rem;font-weight:620;line-height:1.35;text-decoration:none}.osb-toc a:hover{color:var(--osb-blue-dark);text-decoration:underline}.osb-sidebar-panel{margin-top:22px;background:#fff}.osb-sidebar-list{display:grid;gap:15px;margin:0;padding:0;list-style:none;counter-reset:alerts}.osb-sidebar-list li{position:relative;padding-left:27px;counter-increment:alerts}.osb-sidebar-list li::before{position:absolute;top:0;left:0;color:var(--osb-red);content:counter(alerts,decimal-leading-zero);font-size:.65rem;font-weight:850}.osb-sidebar-list a{display:block;color:var(--osb-ink);font-size:.82rem;font-weight:730;line-height:1.35;text-decoration:none}.osb-sidebar-list a:hover{color:var(--osb-blue-dark);text-decoration:underline}.osb-sidebar-list time{display:block;margin-top:4px;color:var(--osb-muted);font-size:.66rem}.osb-article-content{color:#27384e;font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.08rem,1.35vw,1.18rem);line-height:1.76}.osb-article-content>:first-child{margin-top:0}.osb-article-content>p:first-child::first-letter{float:left;margin:.08em .12em 0 0;color:var(--osb-blue-dark);font-size:3.4em;font-weight:700;line-height:.78}.osb-article-content p,.osb-article-content ul,.osb-article-content ol,.osb-article-content blockquote,.osb-article-content figure,.osb-article-content table,.osb-article-content .wp-block-embed{margin-bottom:1.45em}.osb-article-content h2,.osb-article-content h3,.osb-article-content h4{scroll-margin-top:30px;font-family:Inter,ui-sans-serif,system-ui,sans-serif}.osb-article-content h2{margin:2.2em 0 .72em;padding-top:.25em;border-top:1px solid var(--osb-line);font-size:clamp(1.7rem,3.4vw,2.35rem)}.osb-article-content h3{margin:1.8em 0 .6em;font-size:clamp(1.32rem,2.4vw,1.68rem)}.osb-article-content h4{margin:1.5em 0 .5em;font-size:1.2rem}.osb-article-content a{overflow-wrap:anywhere;color:#095fbf;font-weight:620}.osb-article-content a:hover{color:#003f87}.osb-article-content ul,.osb-article-content ol{padding-left:1.35em}.osb-article-content li{margin-bottom:.55em;padding-left:.28em}.osb-article-content blockquote{margin-inline:0;padding:.2em 0 .2em 1.25em;border-left:5px solid var(--osb-blue);color:var(--osb-ink);font-size:1.13em;font-style:italic}.osb-article-content blockquote p:last-child{margin-bottom:0}.osb-article-content img,.osb-article-content iframe,.osb-article-content video{max-width:100%;border-radius:var(--osb-radius)}.osb-article-content iframe{width:100%}.osb-article-content table{width:100%;border-collapse:collapse;font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:.9rem}.osb-article-content th,.osb-article-content td{padding:12px 13px;border:1px solid var(--osb-line-strong);text-align:left;vertical-align:top}.osb-article-content th{background:var(--osb-ink);color:#fff}.osb-article-content tr:nth-child(even) td{background:var(--osb-canvas)}.osb-article-content .osb-action-checklist{margin:2em 0;padding:clamp(20px,4vw,32px);border:1px solid #bcd7f7;border-left:6px solid var(--osb-blue);border-radius:var(--osb-radius);background:#f1f7ff;color:#1e3d62;font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:.96rem}.osb-article-content .is-style-osb-warning,.osb-article-content .is-style-osb-information,.osb-article-content .is-style-osb-key-takeaways,.osb-article-content .is-style-osb-sources{margin-block:2em;padding:clamp(20px,4vw,32px);border:1px solid var(--osb-line-strong);border-left:6px solid var(--osb-blue);border-radius:var(--osb-radius);background:#f1f7ff;font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:.96rem}.osb-article-content .is-style-osb-warning{border-color:#efc2c6;border-left-color:var(--osb-red);background:var(--osb-red-soft)}.osb-article-content .is-style-osb-key-takeaways{border-color:#ead29d;border-left-color:var(--osb-amber);background:var(--osb-amber-soft)}.osb-article-content .is-style-osb-sources{border-left-color:var(--osb-muted);background:var(--osb-canvas);font-size:.88rem}.osb-article-content .is-style-osb-warning>:last-child,.osb-article-content .is-style-osb-information>:last-child,.osb-article-content .is-style-osb-key-takeaways>:last-child,.osb-article-content .is-style-osb-sources>:last-child{margin-bottom:0}.osb-article-content .is-style-osb-checklist{padding-left:0;list-style:none}.osb-article-content .is-style-osb-checklist li{position:relative;padding-left:2em}.osb-article-content .is-style-osb-checklist li::before{position:absolute;top:.12em;left:0;width:1.25em;height:1.25em;display:grid;place-items:center;border-radius:50%;background:var(--osb-green);color:#fff;content:"✓";font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:.75em;font-weight:850}.osb-article-content .osb-action-checklist>:last-child{margin-bottom:0}.osb-article-content .wp-block-separator,.osb-article-content hr{margin-block:2.5em;border:0;border-top:1px solid var(--osb-line)}.osb-article-footer{max-width:calc(var(--osb-reading) + (var(--osb-gutter) * 2));padding-bottom:clamp(50px,7vw,90px)}.osb-filed-under{margin-bottom:22px;color:var(--osb-muted);font-size:.8rem}.osb-filed-under a{font-weight:750}.post-navigation{padding-top:24px;border-top:1px solid var(--osb-line)}.post-navigation .nav-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.post-navigation .nav-next{text-align:right}.post-navigation a{display:block;color:var(--osb-ink);text-decoration:none}.osb-post-nav__label{display:block;margin-bottom:5px;color:var(--osb-muted);font-size:.67rem;font-weight:820;letter-spacing:.08em;text-transform:uppercase}.osb-post-nav__title{font-size:.92rem;font-weight:730;line-height:1.35}.osb-related{border-top:1px solid var(--osb-line);background:var(--osb-canvas)}.osb-page{max-width:calc(var(--osb-reading) + (var(--osb-gutter) * 2));padding-block:clamp(54px,8vw,100px)}.osb-page__header{margin-bottom:38px;padding-bottom:28px;border-bottom:2px solid var(--osb-ink)}.osb-page__header h1{margin-bottom:0;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.5rem,6vw,4.8rem)}.osb-page__content{margin-inline:auto}.osb-not-found{max-width:850px;padding-block:clamp(70px,11vw,150px);text-align:center}.osb-not-found__code{margin-bottom:-18px;color:#e7edf4;font-size:clamp(6rem,19vw,13rem);font-weight:900;letter-spacing:-.08em;line-height:.8}.osb-not-found h1{margin-bottom:16px;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.4rem,6vw,4.7rem)}.osb-not-found>p:not(.osb-eyebrow):not(.osb-not-found__code){max-width:600px;margin:0 auto 28px;font-size:1.04rem}.osb-not-found .osb-search-form{max-width:660px;margin-inline:auto}.osb-home-button{display:inline-flex;min-height:42px;align-items:center;padding:8px 14px;border-radius:999px;background:var(--osb-blue-dark);color:#fff;font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:.8rem;font-weight:750;text-decoration:none}.osb-home-button:hover{background:var(--osb-blue);color:#fff}.osb-not-found__topics{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin-top:28px}.osb-not-found__topics a{padding:8px 12px;border:1px solid var(--osb-line-strong);border-radius:999px;color:var(--osb-ink);font-size:.76rem;font-weight:700;text-decoration:none}.osb-not-found__topics a:hover{border-color:var(--osb-blue);background:var(--osb-tint)}.osb-not-found-latest{border-top:1px solid var(--osb-line);background:var(--osb-canvas)}.osb-footer{padding-top:clamp(50px,7vw,82px);background:#07172b;color:#b8c7d9}.osb-footer a{color:#e6edf6}.osb-footer__grid{display:grid;grid-template-columns:minmax(280px,1.5fr) repeat(2,minmax(180px,.65fr));gap:clamp(38px,7vw,92px);padding-bottom:58px}.osb-brand--footer .osb-brand__name{color:#fff;font-size:1.5rem}.osb-brand--footer .osb-brand__mark{width:42px;height:42px;font-size:.72rem}.osb-footer__about p{max-width:470px;margin:22px 0 0;font-size:.9rem;line-height:1.7}.osb-footer__nav h2{margin-bottom:17px;color:#7eb7fb;font-size:.7rem;letter-spacing:.1em;text-transform:uppercase}.osb-footer__nav ul{display:grid;gap:10px;margin:0;padding:0;list-style:none}.osb-footer__nav a{font-size:.82rem;font-weight:620;text-decoration:none}.osb-footer__nav a:hover{text-decoration:underline}.osb-footer__bottom{min-height:66px;display:flex;align-items:center;justify-content:space-between;gap:20px;border-top:1px solid #263a52;color:#8091a7;font-size:.72rem}.osb-footer__bottom p{margin:0}.osb-footer-widgets{margin-bottom:45px}.osb-footer-widgets .widget{width:min(100% - (var(--osb-gutter) * 2),var(--osb-container));margin-inline:auto}.alignwide{width:min(1050px,calc(100vw - (var(--osb-gutter) * 2)));max-width:none;margin-left:50%;transform:translateX(-50%)}.alignfull{width:100vw;max-width:none;margin-left:50%;transform:translateX(-50%)}@media (max-width:1120px){.osb-card-grid--feature{grid-template-columns:repeat(3,minmax(0,1fr))}.osb-card-grid--feature .osb-card--feature{grid-column:span 2}.osb-card-grid--four{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:36px}.osb-article-layout{grid-template-columns:minmax(0,var(--osb-reading)) minmax(220px,260px);gap:44px}}@media (max-width:920px){.osb-menu-toggle{display:inline-flex}.osb-js .osb-primary-nav{display:none}.osb-js .osb-primary-nav.is-open{display:block}.osb-primary-nav .osb-container{width:100%}.osb-nav-list,.osb-primary-nav .menu{min-height:0;display:grid;max-height:calc(100vh - 160px);padding:9px var(--osb-gutter) 15px;overflow-y:auto}.osb-nav-list li,.osb-primary-nav .menu li{display:block}.osb-nav-list a,.osb-primary-nav .menu a{min-height:44px;padding:8px 3px;border-bottom:1px solid rgba(255,255,255,.12);font-size:.9rem}.osb-nav-list a:hover,.osb-nav-list .current-menu-item>a,.osb-primary-nav .menu a:hover,.osb-primary-nav .current-menu-item>a{border-bottom-color:#70b0ff;background:transparent}.osb-js .osb-menu-toggle[aria-expanded="true"] .osb-menu-toggle__open{display:none}.osb-js .osb-menu-toggle[aria-expanded="true"] .osb-menu-toggle__close{display:inline}.osb-home-intro__inner{grid-template-columns:1fr;gap:24px}.osb-lead__grid{grid-template-columns:1fr}.osb-lead__support{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 24px}.osb-card-grid--three,.osb-listing-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.osb-article-layout{grid-template-columns:minmax(0,var(--osb-reading));gap:32px}.osb-article-sidebar{grid-column:1;grid-row:1;position:static}.osb-article-main{grid-column:1;grid-row:2}.osb-toc{position:static}.osb-category-feature{grid-template-columns:1fr;gap:24px}.osb-sidebar-panel,.osb-sidebar-widgets{display:none}.osb-footer__grid{grid-template-columns:repeat(2,minmax(0,1fr))}.osb-footer__about{grid-column:1 / -1}}@media (max-width:700px){.osb-utility__inner{justify-content:center}.osb-utility time{display:none}.osb-utility__links{width:100%;justify-content:center;gap:16px;overflow-x:auto}.osb-utility__links a:nth-child(n+3){display:none}.osb-branding__inner{min-height:76px}.osb-brand__mark{width:42px;height:42px;font-size:.73rem}.osb-brand__tagline{display:none}.osb-icon-button{width:42px;height:42px;justify-content:center;padding:0}.osb-icon-button>span:last-child{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.osb-alert-bar__inner{gap:9px}.osb-alert-bar__label{font-size:.59rem}.osb-alert-bar__arrow{display:none}.osb-home-intro__inner{min-height:225px;align-items:center}.osb-lead-story__title{font-size:clamp(1.85rem,9vw,2.75rem)}.osb-lead__support{grid-template-columns:1fr}.osb-card--support{grid-template-columns:110px minmax(0,1fr)}.osb-section-heading{align-items:start}.osb-card-grid--feature,.osb-card-grid--three,.osb-listing-grid{grid-template-columns:1fr}.osb-card-grid--feature .osb-card--feature{grid-column:auto}.osb-card-grid--feature .osb-card:not(.osb-card--feature){display:grid;grid-template-columns:120px minmax(0,1fr);gap:15px;padding-top:18px;border-top:1px solid var(--osb-line)}.osb-card-grid--feature .osb-card:not(.osb-card--feature) .osb-card__body{padding-top:0}.osb-card-grid--feature .osb-card:not(.osb-card--feature) .osb-card__title{font-size:1rem}.osb-card-grid--four{grid-template-columns:1fr}.osb-category-feature__body h2{font-size:clamp(1.8rem,8vw,2.7rem)}.osb-card-grid--four .osb-card{display:grid;grid-template-columns:118px minmax(0,1fr);gap:15px;padding-bottom:18px;border-bottom:1px solid var(--osb-line)}.osb-card-grid--four .osb-card__body{padding-top:0}.osb-card-grid--four .osb-card__title{font-size:1rem}.osb-card-grid--four .osb-meta{display:none}.osb-article-header__meta-row{align-items:flex-start;flex-direction:column}.osb-article-hero{width:100%;border-radius:0}.osb-article-layout{padding-top:35px}.osb-article-content{font-size:1.07rem}.osb-article-content table{display:block;max-width:100%;overflow-x:auto}.post-navigation .nav-links{grid-template-columns:1fr}.post-navigation .nav-next{text-align:left}.osb-footer__grid{grid-template-columns:1fr 1fr}.osb-footer__about{grid-column:1 / -1}}@media (max-width:480px){.osb-brand__name{font-size:1.26rem}.osb-home-intro h1,.osb-archive-header h1,.osb-article-header h1{overflow-wrap:anywhere}.osb-section-heading{display:block}.osb-section-link{margin-top:12px}.osb-search-form{flex-direction:column}.osb-search-form__submit{width:100%}.osb-card--support,.osb-card-grid--four .osb-card,.osb-card-grid--feature .osb-card:not(.osb-card--feature){grid-template-columns:102px minmax(0,1fr)}.osb-footer__grid{grid-template-columns:1fr}.osb-footer__about{grid-column:auto}.osb-footer__bottom{align-items:flex-start;flex-direction:column;justify-content:center;padding-block:18px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{scroll-behavior:auto !important;transition-duration:.01ms !important;animation-duration:.01ms !important;animation-iteration-count:1 !important}}@media print{.osb-utility,.osb-primary-nav,.osb-alert-bar,.osb-header-actions,.osb-search-dialog,.osb-article-sidebar,.osb-related,.osb-footer,.osb-copy-link-wrap,.post-navigation,.osb-ad-slot{display:none !important}.osb-branding__inner{min-height:60px}.osb-article-header,.osb-article-layout{width:100%;padding-block:24px}.osb-article-layout{display:block}.osb-article-content{color:#000;font-size:11pt}a{color:#000}}